﻿<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- ==========================================
       ENGLISH PAGES
       ========================================== -->

  <!-- EN: Homepage / Main Calculator -->
  <url>
    <loc>https://compoundprofitcalculator.com/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://compoundprofitcalculator.com/fr/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://compoundprofitcalculator.com/"/>
  </url>

  <!-- EN: Privacy Policy -->
  <url>
    <loc>https://compoundprofitcalculator.com/privacy-policy/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/privacy-policy/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/politica-privacidad/"/>
  </url>

  <!-- EN: Terms of Use -->
  <url>
    <loc>https://compoundprofitcalculator.com/terms/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/terms/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/terminos/"/>
  </url>

  <!-- EN: Disclaimer -->
  <url>
    <loc>https://compoundprofitcalculator.com/disclaimer/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/disclaimer/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/aviso-legal/"/>
  </url>

  <!-- EN: Contact -->
  <url>
    <loc>https://compoundprofitcalculator.com/contact/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/contact/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/contacto/"/>
  </url>

  <!-- ==========================================
       SPANISH PAGES (/es/)
       ========================================== -->

  <!-- ES: Homepage / Calculadora Principal -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://compoundprofitcalculator.com/fr/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://compoundprofitcalculator.com/"/>
  </url>

  <!-- ES: Política de Privacidad -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/politica-privacidad/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/privacy-policy/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/politica-privacidad/"/>
  </url>

  <!-- ES: Términos de Uso -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/terminos/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/terms/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/terminos/"/>
  </url>

  <!-- ES: Aviso Legal -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/aviso-legal/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/disclaimer/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/aviso-legal/"/>
  </url>

  <!-- ES: Contacto -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/contacto/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/contact/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/contacto/"/>
  </url>

  <!-- ==========================================
       FRENCH PAGES (/fr/)
       ========================================== -->

  <!-- FR: Page d'accueil / Calculateur Principal -->
  <url>
    <loc>https://compoundprofitcalculator.com/fr/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://compoundprofitcalculator.com/fr/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://compoundprofitcalculator.com/"/>
  </url>

  <!-- FR: Blog Index -->
  <url>
    <loc>https://compoundprofitcalculator.com/fr/blog/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://compoundprofitcalculator.com/fr/blog/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://compoundprofitcalculator.com/blog/"/>
  </url>

  <!-- ==========================================
       BLOG PAGES
       ========================================== -->

  <!-- EN: Blog Index -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://compoundprofitcalculator.com/fr/blog/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://compoundprofitcalculator.com/blog/"/>
  </url>

  <!-- ES: Blog Index -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://compoundprofitcalculator.com/fr/blog/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://compoundprofitcalculator.com/blog/"/>
  </url>

  <!-- EN: The Rule of 72 -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/rule-of-72/</loc>
    <lastmod>2026-01-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/rule-of-72/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/regla-del-72/"/>
  </url>

  <!-- ES: La Regla del 72 -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/regla-del-72/</loc>
    <lastmod>2026-01-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/rule-of-72/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/regla-del-72/"/>
  </url>

  <!-- EN: Dollar Cost Averaging -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/dollar-cost-averaging/</loc>
    <lastmod>2026-02-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/dollar-cost-averaging/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/inversion-periodica-dca/"/>
  </url>

  <!-- ES: Inversión Periódica (DCA) -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/inversion-periodica-dca/</loc>
    <lastmod>2026-02-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/dollar-cost-averaging/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/inversion-periodica-dca/"/>
  </url>

  <!-- EN: Index Funds vs Active Funds -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/index-funds-vs-active-funds/</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/index-funds-vs-active-funds/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/fondos-indexados-vs-fondos-activos/"/>
  </url>

  <!-- ES: Fondos Indexados vs Fondos Activos -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/fondos-indexados-vs-fondos-activos/</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/index-funds-vs-active-funds/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/fondos-indexados-vs-fondos-activos/"/>
  </url>

  <!-- EN: Emergency Fund Before Investing -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/emergency-fund-before-investing/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/emergency-fund-before-investing/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/fondo-de-emergencia/"/>
  </url>

  <!-- ES: Fondo de Emergencia -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/fondo-de-emergencia/</loc>
    <lastmod>2026-03-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/emergency-fund-before-investing/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/fondo-de-emergencia/"/>
  </url>

  <!-- EN: FIRE Movement -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/fire-movement-retire-early/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/fire-movement-retire-early/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/movimiento-fire-jubilacion-anticipada/"/>
  </url>

  <!-- ES: Movimiento FIRE -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/movimiento-fire-jubilacion-anticipada/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/fire-movement-retire-early/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/movimiento-fire-jubilacion-anticipada/"/>
  </url>

  <!-- EN: How to Start Investing with $100 -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/how-to-start-investing-with-100/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/how-to-start-investing-with-100/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/como-empezar-a-invertir-con-100/"/>
  </url>

  <!-- ES: Cómo Empezar a Invertir con 100€ -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/como-empezar-a-invertir-con-100/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/how-to-start-investing-with-100/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/como-empezar-a-invertir-con-100/"/>
  </url>

  <!-- EN: Compound Interest vs Simple Interest -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/compound-interest-vs-simple-interest/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/compound-interest-vs-simple-interest/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/interes-compuesto-vs-interes-simple/"/>
  </url>

  <!-- ES: Interés Compuesto vs Interés Simple -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/interes-compuesto-vs-interes-simple/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/compound-interest-vs-simple-interest/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/interes-compuesto-vs-interes-simple/"/>
  </url>

  <!-- EN: Best Long-Term Investment Strategies -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/best-long-term-investment-strategies/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/best-long-term-investment-strategies/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/mejores-estrategias-inversion-largo-plazo/"/>
  </url>

  <!-- ES: Mejores Estrategias de Inversión a Largo Plazo -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/mejores-estrategias-inversion-largo-plazo/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/best-long-term-investment-strategies/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/mejores-estrategias-inversion-largo-plazo/"/>
  </url>

  <!-- EN: The Power of Starting Early -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/power-of-starting-early/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/power-of-starting-early/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/el-poder-de-empezar-pronto/"/>
  </url>

  <!-- ES: El Poder de Empezar Pronto -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/el-poder-de-empezar-pronto/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/power-of-starting-early/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/el-poder-de-empezar-pronto/"/>
  </url>

  <!-- EN: How Inflation Destroys Your Savings -->
  <url>
    <loc>https://compoundprofitcalculator.com/blog/how-inflation-destroys-savings/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/how-inflation-destroys-savings/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/como-la-inflacion-destruye-tus-ahorros/"/>
  </url>

  <!-- ES: Cómo la Inflación Destruye tus Ahorros -->
  <url>
    <loc>https://compoundprofitcalculator.com/es/blog/como-la-inflacion-destruye-tus-ahorros/</loc>
    <lastmod>2026-04-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://compoundprofitcalculator.com/blog/how-inflation-destroys-savings/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://compoundprofitcalculator.com/es/blog/como-la-inflacion-destruye-tus-ahorros/"/>
  </url>

</urlset>
